Get mortgage advice from the Simply Lending Solutions Great Baddow & Chelmsford Mortgage Broker Team
The Simply Lending Solutions office in Great Baddow, Chelmsford opened in 2021. This latest office is set within The Vineyards Shopping Centre, right in the heart of Great Baddow town centre, giving even more clients convenient access to independent mortgage advice. Our whole-of-the-market brokers aren’t tied to a panel of lenders, so you have access to a greater choice of mortgage products.
The Simply Lending Solutions Great Baddow mortgage brokers offer the benefit of specialist mortgage product knowledge to the local community but can handle your application whether or not you require a specialist service. Our experienced specialist brokers can deal with your application in person or over the phone and are supported by a team dedicated to providing the best in customer service.
Great Baddow & Chelmsford Specialist Mortgage Services
Simply Lending Solutions can offer you help and advice with mortgage applications across the specialist market. Whether you need to find a company willing to provide a mortgage on an unusual property type, want to fine the best deal for the self-employed mortgage applicant or are hunting for a mortgage aimed at healthcare or teaching professionals we can help.
Our brokers can support applications for mortgages, remortgages and second charge mortgages.
Speak to our Simply Lending Solutions Great Baddow, Chelmsford Team for help with all kinds of mortgages
Meet The Team
Second Charge Mortgages
A second charge, or second, mortgage, uses the equity that is in your property as security against a loan. A second charge mortgage is an alternative to remortgaging. As the name suggests you will effectively have 2 mortgages on your home after taking out a second charge mortgage. Your individual circumstances will determine whether a second charge mortgage or a remortgage is the best option for you.
The experts at Simply Lending Solutions Great Baddow will be able to talk through your options and, unlike some other brokers, are fully qualified to give advice on second charge mortgages. A second mortgage can be an effective way to raise a money by using the equity in your home.
Switching your mortgage to a new deal, or remortgaging, can be done for a number of reasons. One of the most common is because your current introductory deal is coming to an end. However, you may also want to remortgage to take advantage or lower interest rates, to find a more flexible mortgage product or to raise capital for debt consolidation or home improvements.
If you’re thinking about remortgaging a professional Great Baddow mortgage broker can ensure that you don’t get caught out by unexpected costs such as early repayment charges, as well as determining whether it’s best for you to stick with your current lender or move to another provider.
Right to Buy Mortgages
If you have a public sector tenancy, you may be eligible to buy your home through the government’s Right to Buy scheme. The scheme allows tenants to buy their council home at a discount. In order to be eligible, you must have been a public sector tenant for at least 3 years, as well as fulfilling some additional criteria which is outlined in the full eligibility guide to Right to Buy.
Simply Lending Solutions has substantial experience in securing mortgages for Right to Buy applicants, so if you are considering taking this step contact us today. .
First Time Buyer Mortgages
Buying your first home can be particularly intimidating and confusing. At times like this you need someone with knowledge and experience to guide you through the mortgage application process. The specialist brokers at Simply Lending Solutions Great Baddow-based mortgage brokers are exactly what you are looking for.
As whole of market brokers we can help you find the most appropriate mortgage deal, regardless of how complex your circumstances are. We work with all types of lenders and understand what types of applicants they are most likely to accept. With no fees until you have an offer in place, letting Simply Lending Solutions handle your first-time buyer mortgage application is a hassle free way to take your first step onto the property ladder.
Home Move Mortgages
Regardless of how many times you’ve moved home, the process doesn’t seem to get any less stressful. Simply Lending Solutions can take much of that stress away. Our experienced mortgage brokers in Great Baddow will work with you to help secure a competitive mortgage deal. Our team examines your circumstances and matches them with the most appropriate mortgage lender, maximising your chance of having your application accepted and saving you time.
We’re not tied to a panel of lenders, so can look across the market to find you a deal, and we’re also specialists at finding mortgages for people whose circumstances are less than straightforward. All in all talking to us will make your house move much less complicated.
Shared Ownership Mortgages
If you’re not in a position financially to buy a property outright, then you may have considered shared ownership. Shared ownership schemes are available across the country, with some being reserved for particular groups such as keyworkers. The schemes let you by a share of a property and pay rent on the percentage of the property of remains. Buying a smaller share of a property means you need a smaller deposit and a less expensive mortgage.
At Simply Lending Solutions Great Baddow we can help you fine a shared ownership mortgage to suit your circumstances. As we work with shared ownership applicants all the time, we can help you understand the different requirements of the relevant lenders.
Buy to Let Mortgages
Buying a property to let out as an investment is a big step to take. If you’re considering becoming a landlord or building your existing property portfolio we can help.
Buy to let mortgages work differently from standard mortgages as lenders want to be sure that the rental income your property could generate will cover the repayment costs of your mortgage. Many lenders will expect you to provide a larger deposit than typical residential mortgages, and some may even require you to find 25% of the purchase prices.
With this added complexity it’s worth having the independent Great Baddow mortgage brokers of Simply Lending Solutions on your side. We can ensure that you find a deal that works for you.
Great Baddow Location
Simply Lending Solutions Great Baddow Ltd
7 The Vineyards
Telephone: 01245 904054
Our customers rate us as excellent
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