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Privacy Policy

Privacy Policy For Simply Lending Solutions

Last updated February 21st 2019.

1. Introduction to our services

The site and it’s services are provided by Simply Lending Solutions Ltd who are authorised and regulated by the Financial Conduct Authority. FSR Number 745164.

The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.

Registered office: Simply Lending Solutions Ltd, 7a Radford Crescent, Billericay, Essex CM12 0DU.

2. What information do we collect?

We may collect, store and use the following data on this website:

  • Information submitted by you through web forms on this site, for the purposes of making an enquiry.
  • Information including, but not limited to your geographical location, ip address, web browser, referral source, time on site, page views and other related analytics.

3. Cookies

In common with most websites, this website uses cookies to store information about your visit.

A cookie is a small text file stored on your computer or other electronic device.  The information is sent by our website’s web server to your web browser where it is stored on your computer.

On each subsequent visit or page view, the information stored in the cookie file is sent back to our server from your browser, enabling the server to identify and track the visitor.

We use  Google Analytics to study anonymised data about visitor’s to this website.  For example, the duration of site visit, whether the visitor is a new or repeat visitor and so on.

Google Analytics utilizes cookies to log this data before presenting it in reports which we study to understand visitor behaviour.

We also use cookies to serve ads based on someone’s past visits to the website.  This is a common form of online advertising known as remarketing or retargeting and we’ll typically show these ads to you for a specific number of days (typically 30) after you visit.

You can  opt out of these ads here.  You can find more information on  Google’s ad settings here  and their privacy policy here.

You can also  opt out of Google Analytics data tracking.

Our full cookies policy is available to read here.

4. How we use your personal data

The personal data you supply on this website is used for:

  • The assessment of your enquiry for our mortgage and financial services. This includes the provision of your information to relevant 3rd parties such as mortgage lenders and credit agencies for the purpose of processing your application.
  • Improving the visitor experience through the study of google analytics data (see Cookies above).
  • Personalising the visitor experience.
  • Sending emails and communications for products and services relevant to you. You can unsubscribe with one click from within each email. You can also contact us at any time to opt out.
  • To send you email and/or SMS text notifications and updates about your mortgage or other application.
  • To show retargeting ads based on your previous site visits. See 3. Cookies above.

5. Disclosures

We may disclose information about you to any of our employees, officers, agents, suppliers or subcontractors insofar as reasonably necessary for the purposes as set out in this privacy policy.

In addition, we may disclose information about you to the extent that we are required to do so by law in connection with any legal proceedings or prospective legal proceedings in order to establish, exercise or defend our legal rights (including providing information to others for the purposes of fraud prevention and reducing credit risk) to the purchaser (or prospective purchaser) of any business or asset which we are (or are contemplating) selling.

Except as provided in this privacy policy, we will not provide your information to third parties.

6. Security of your personal data

Your data is held in accordance with the Data Protection Act 2018 and the EU General Data Protection Regulation (GDPR).

This website uses secure socket layer (SSL) encryption technology to protect your data.  However, the internet is not a 100% secure medium and we cannot completely guarantee the safety of your data.

7. Policy amendments

We periodically update our privacy policy.  All changes and the date they were made will be posted on this page so please check back from time to time. We may also notify you of changes by email.

8. Your rights

You have the right to request details of the information we hold about you.

You also have the right to withdraw your consent for us to use the information we hold about you for marketing purposes.  You can either do this by clicking the link inside emails we send to you, or by contacting us.

9. Third party websites

This website may contain links to other websites.  Please note we are not responsible for the behaviour, practices or privacy policies of these sites as they are outside our control.